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The Complete Ecosystem for Credit Counseling & Debt Management

One powerful platform for credit counseling, debt management, housing services, and more. Configured to your workflow. Built to scale with you.

Give Your Clients, Creditors & Partners Their Own Login

CreditSoft includes a full web portal connected to your database. Clients can self-enroll, make payments, sign documents, and track their progress — without calling your office.

🖊️

Self-Service Enrollment

Applicants fill out their information, sign contracts electronically, and make their first payment — all from the web portal. You define the flow they see based on their status.

💳

Online Payments

Clients can enroll in ACH via Plaid, view payment history, update bank accounts, make extra payments, and adjust payment dates — all within the rules you set.

🎓

Education & Retention

Design custom pages with links to educational resources, videos, and surveys. Built-in charts show clients their progress and "what-if" scenarios to keep them motivated.

🎫

Client Support Tickets

Clients submit support tickets that route to the right department automatically. Your staff can add internal notes, and escalation rules ensure nothing gets stuck.

📝

Custom Forms & Signatures

Build any form you need — surveys, questionnaires, legal documents — with conditional logic that shows or hides questions based on previous answers. Pair it with e-signatures for a completely paperless process.

🎨

Your Brand, Your Design

Customize the look and feel with your own CSS, control which pages each user type sees, change labels and messages, and add custom HTML content to any page. It looks like your site, not ours.

Who can log in?  Clients, co-applicants, leads, creditors, sales agents, attorneys, and employees.

Secured with HTTPS encryption, strong password policies, multi-factor authentication, and pen-tested security.

Connect CreditSoft to Anything

CreditSoft doesn't trap you in a closed system. If your agency uses other tools, or if partners need access to your data, our open platform makes it possible.

Scenario

Leads From Your Website

Your agency's website captures applicant information. Instead of someone re-typing it into CreditSoft, the connection pushes new leads directly into your system — automatically, in real time, with zero manual entry.

Scenario

Payment Processor Updates

A third-party payment processor confirms a payment cleared. CreditSoft receives that confirmation and updates the client's account automatically — no one needs to log in and enter it by hand.

Scenario

Partner & Affiliate Access

A referral partner or affiliate needs to check the status of a client they sent you. CreditSoft gives them secure, controlled access to just the data they need — nothing more, nothing less.

Scenario

Custom Dashboards & Tools

Your team uses a separate reporting tool or custom dashboard. CreditSoft feeds it live data — enrollment numbers, payment stats, client counts — so your tools always have the latest information.

Works With the Tools You Already Use

CreditSoft connects out of the box with industry-standard platforms for payments, communications, credit reports, and more.

Authorize.Net
Authorize.Net
Payment processing
Plaid
Plaid
Bank account linking
MasterCard RPPS
MasterCard RPPS
Creditor proposals
DocuSign
DocuSign
Digital signatures
TransUnion
TransUnion
Credit reports
Equifax
Equifax
Credit reports
Spinwheel
Spinwheel
Credit reports
HUD
HUD
Housing counseling
Global
Global Holdings
Trust accounts
Google Gemini
Google Gemini
AI automation
Outlook
Outlook
Email & calendar
Excel
Excel
Export & reporting
Word
Word
Document generation
Google Drive
Google Drive
Document sharing
MessageMedia
MessageMedia
SMS & reminders
Vonage
Vonage
Phone integration
3CX
3CX
Phone integration
LibreOffice
LibreOffice
Free Office alternative
QuickBooks
QuickBooks
Accounting software

Already Using Another System? We'll Handle the Move.

We've migrated hundreds of thousands of client records from other platforms. Your data arrives intact, validated, and ready to go.

A Proven, Hands-On Process

Switching software is stressful — we get it. That's why we don't just hand you a migration tool and wish you luck. Our team plans the conversion with you, runs multiple test rounds to catch errors, and only goes live when everything checks out. Your business hours won't be interrupted.

300K+
Records Converted
18
Years of Historical Data Migrated
10+
Database Formats Supported

We've Converted From:

Brainard, CreditMaster, CPR, and many more — including MS SQL Server, Excel, MySQL, PostgreSQL, FoxPro, Access, Sybase, and others. If you can get us a copy of your data, we can convert it.

Free estimates, guaranteed. Send us your data files and we'll tell you exactly what it will cost — no surprises.

A Word of Advice

Not every software vendor makes it easy to leave. Some companies lock your data in proprietary formats that can't be exported. Before you commit to any vendor, make sure they use a standard database and give you real access to your data.

With CreditSoft, your data is always yours. Standard SQL Server database. Full export capability. No hostage situations.

What Customers Say After Switching

Get a Free Conversion Estimate

Always Improving

We ship updates constantly. Here's what's been added recently.

Feb 2026
AI AI Chart Assistant — Create charts and visualizations from plain English prompts
Jan 2026
Integration Spinwheel Integration — Additional credit report provider
Nov 2025
Integration Plaid Integration — Let clients link bank accounts instantly
Oct 2025
AI SQL AI Data Search — Query your database in plain English using Google Gemini
Sep 2025
Feature Expanded REST API — New calls for deeper third-party integrations
Jun 2025
Feature Calendar Links — Google Calendar, Outlook, and Yahoo appointment links
Mar 2025
AI Gemini AI for Docs & Calls — Automated document review and call transcription
View full release history →

See CreditSoft in Action

Book a personalized demo and we'll show you exactly how CreditSoft fits your agency's workflow.

Most agencies go live in 30–45 days. We handle the migration.